PayU Credit India, has announced two key appointments. The strategic hires come at a time when the company is focused on scaling up the business model and building a full-stack digital lending platform to accelerate its credit business vision in India.

Anup Agrawal joins PayU Credit India as the Business Head and will lead the buy-now-pay-later business, overseeing the entire gamut of PayU Credit India’s business operations. He will be strengthening the local credit business ecosystem, scaling up the operations; contributing to PayU Finance’s growth journey.

Agrawal has vast experience in the Retail Financial Services sector, particularly unsecured lending, payments, and wealth business. He has previously worked with reputed institutions - Citibank, Standard Chartered, Jio, and Incred.

Vikas Sekhri has been appointed as Chief Product Officer and will be responsible for overseeing the product strategy at PayU Credit India. Vikas is a Wharton Alumni and has 16 years of experience in financial services, investments, and technology sectors.

At PayU Credit India, Vikas will be based in Bangalore and will look after the next generation of product innovations, ensuring convenience to customers as well as merchants. Adding to financial service expertise at Bank of America, he was the Founder and CEO of CashCare (2015) and later became the Chief Growth Officer after it was acquired by EarlySalary in 2018.

Commenting on the appointments, Prashanth Ranganathan, CEO, PayU Finance said, “Anup and Vikas are seasoned professionals with long stints in the finance and fintech sectors and we are thrilled to welcome them into their new roles. Anup holds an in-depth understanding of the banking industry, which will surely add up to aligning our business strategies and operations for the credit business in India. Vikas, on the other hand, comes with rich experience across payment, credit, marketing, and technology and we are confident that it will aid in constructing the credit product portfolio, making it simpler and more accessible to merchants and customers. Both Vikas and Anup will be helping PayU Credit India enable a secure and quick-access credit environment that surpasses industry standards in the country.”