Refund Policy

At Human Capital Online, we offer digital subscriptions that provide access to premium content and our curated HR knowledge library.
By purchasing a subscription, you gain access to digital services that are delivered immediately upon payment.

Subscription Access

Our subscription provides:

• Full access to the Human Capital Online library
• Unlimited reading beyond free monthly limits
• Access for a period of one (1) year from the date of purchase

Refund Eligibility

Since subscriptions provide instant access to digital content, refunds are generally not provided once the subscription has been activated.
However, refunds may be considered in limited cases such as :

• Accidental duplicate payments
• Technical issues preventing access that cannot be resolved
• Incorrect billing or payment errors

All refund requests will be reviewed on a case-by-case basis.

Cancellation

You may cancel your subscription at any time.
Cancellation will stop future billing, but access will remain active until the end of the current one-year subscription period.
No partial refunds will be issued for unused time in an active subscription.

Requesting a Refund

If you believe you are eligible for a refund, please write to us within 7 days of purchase at:
humancapitalonline@gmail.com

Include:

• Reason for the request
• Your registered email address
• Payment details or transaction reference

Changes to This Policy

We may update this Refund Policy from time to time. Any updates will be posted on this page.